Boreal Therapy Collective - Counselling & Therapy for Children, Teens, Adults, and Families in Fort McMurray Wood Buffalo AB - Rates & Benefit Coverage - Direct Billing - Fees and Cost - Coordination of Benefits - Providers

Boreal Therapy Collective Rates and Benefit Coverage — Rates

Mental Health Therapy: Initial Assessments
(Children, Teens, Adults, Couples, and Families)
$300.00 (1.5 hour appointment)
Mental Health Therapy: Follow-Up Session
(Children, Teens, Adults, Couples, and Families)
$200.00 (1 hour appointment)
$300.00 (1.5 hour appointment)
Social Work Supervision
(Provisional Registration)
$80.00/hour
Social Work Supervision
(Psychosocial Intervention Authorization)
$120.00/hour
Social Work Supervision
(Registered Clinical Social Worker Designation)
$120.00/hour

Boreal Therapy Collective Rates and Benefit Coverage — Understanding Benefit Providers and Direct Billing

At Boreal Therapy Collective, we direct bill 25+ benefit providers. Many benefit providers will cover a portion or the whole amount of your therapy session. With your consent, we will always direct bill your benefit provider first.
Some benefit providers do not allow for direct billing and require you to submit receipts for reimbursement. If we are unable to direct bill, you can pay via email money transfer or credit card. You will be given a receipt once payment has been collected.
Please note that our ability to offer direct billing does not mean that direct billing is always available (confusing, we know). For instance, while Boreal Therapy Collective can direct bill Canada Life, Canada Life's agreement with certain employers does not cover social workers. Similarly, Alberta Blue Cross' agreement with certain employers requires that the therapist providing treatment have a master's degree.
In short, direct billing can get complicated and everyone’s benefit provider is different. If you are wondering how much your benefit provider will cover - or if a therapist must meet certain educational criteria to be a covered provider - please check your benefit plan booklet or reach out to your benefit provider directly. We commit to being transparent with you throughout the direct billing process. Again, we encourage you to thoroughly review your benefit coverage and its limitations.
Remember, most benefit entitlements reset on January 1 of each year!

Boreal Therapy Collective Rates and Benefit Coverage — Understanding Coordination of Benefits

Coordination of benefits is a standard practice among benefit providers in Canada and allows people with more than one plan to maximize their benefit coverage.
Adults (18+) must always submit claims to their own benefit plan first (this is the primary benefit plan). Once that claim is processed, the remainder can be submitted to a secondary benefit plan (e.g. a spouse's benefit plan).
For adults who do not have their own benefit plan (but do have benefit coverage through another person's benefit plan), that person's benefit plan is the primary benefit plan.
In the case of children age 17 and under (or dependent adult children), the benefit plan of the parent/caregiver with the earliest birthday in the calendar year is the primary benefit plan. For instance, if one parent/caregiver has a birthday on February 1 and another has a birthday on October 15, the benefit plan belonging to the parent/caregiver with the February 1 birthday is the primary benefit plan. Once that claim is processed, the remainder can be submitted to the other parent/caregiver's benefit plan (the secondary benefit plan).

Boreal Therapy Collective Rates and Benefit Coverage — Direct Billing: Accepted Benefit Providers
(A-F)

Alberta Blue Cross
Alberta School Employee Benefit Plan
Beneva Inc.
BPA - Benefit Plan Administrators
Canada Life
Canada Life - Public Service Health Care Plan
Canadian Armed Forces (CFA)
Canadian Construction Workers Union
Chambers of Commerce Group Insurance
CINUP
ClaimSecure
Coughlin & Associates Ltd.
Cowan
D.A. Townley
Desjardins Insurance
First Canadian

Boreal Therapy Collective Rates and Benefit Coverage — Direct Billing: Accepted Benefit Providers
(G-Z)

GMS Carrier 49
GMS Carrier 50
Green Shield Canada
Industrial Alliance
Interim Federal Health Program (IFIP)
Johnson Inc.
Johnston Group Inc.
LiUNA Local 183
LiUNA Local 506
Maximum Benefit
Medavie Blue Cross
Manulife Financial
NIHB (Non-Insured Health Benefits)
People Corporation
Simply Benefits
SSQ Insurance
Telus AdjudiCare
Union Benefits
Veterans Affairs Canada

Boreal Therapy Collective Rates and Benefit Coverage — Manual Claim Submission

The following benefit providers do not allow for direct billing. Instead, these benefit providers require that you pay upfront and then submit your receipt for reimbursement.
Equitable Life of Canada
GroupHEALTH
GroupSource
Manion
RWAM Insurance Administrators
Sunlife
UV Insurance

The right support can make all the difference.